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Investment Seminar presented by
CTLA Financial Planners Sdn. Bhd.
(591602 K)
(A SC Licensed Financial Planning Company)
POWER CONCEPT$ - FOR INVESTING WISELY
A full-day Investment Seminar suitable for:
- Investors and business owners who wish to achieve a better understanding of investment concepts and risks relating to their investment portfolio, business and retirement plans.
- Parents who wish to know how best they can plan for their children’s university education.
- Retirees who wish to understand how best they can protect their retirement funds and yet maximize returns with minimum risk.
- Any one who wish to improve their knowledge and skills about investments, budgeting and personal finance so that they do not have to depend entirely on others to make financial and investment decisions.
- Speaker - Mike Lee, CFP, RFP, MCIM, FCIS
- Venue – the office of CTLA at 21-3, Jalan PJU 1/42A, Block F2, Dataran Prima, Petaling Jaya (subject to change if attendance exceeds 20).
- Dates – Wednesday, 26 Nov 2008.
- Time – 9.30 am to 5.00 pm (tea-break at 10.45am and 3.30pm / lunch at 1.00pm-2.00pm)
- Fees – RM250 per person (inclusive of 2 teas and lunch) payable to CTLA Financial Planners Sdn. Bhd.
- Registration – call 03-7806 1422 or 019-2236 208
Seminar Objectives:
- Discover the many concepts about investments – what are viable investment instruments that suit your needs?
- Learn to use the financial planning approach to conduct fact-find about your investment objectives, risk profile, time horizon, affordability to invest and investment strategies.
- Learn how some economic indicators can influence the performance of the investment portfolio over time
- Learn how to develop a basic plan for your investments by using a combination of asset allocation and dollar cost averaging strategy.
- Learn how to re-balance an investment portfolio in both a recovery and declining market situation.
- Learn how to develop a budget using the financial planning approach to plan your cash flow and manage it effectively.
- Last but not least, discover the power of the CTL Workbook to illustrate the many investment concepts – a source of education and self-development and a great reference book for everyday use.
Contents and Scope of Seminar
1 – Why Do You Need To Invest?
- Reasons for investing and Investment Objectives
- Managing Inflation (Time Value of Money series)
- The Rule of 72
- Difference between investing in shares and unit trusts
- Don’t rent your money, invest for more!
- Avoid market timing, use dollar cost averaging
- Selection of unit trusts or equities – asset class or thematic play?
- Why unit trusts are ‘exciting’ instruments compared with returns from equities, EPF and fixed deposits in recent years?
2 – Understanding Risk
- What is risk and risk taking?
- What is risk tolerance and capacity?
- Different type of investors and risks
- Different risk different returns
- Managing your risk in investments
- Use asset allocations to diversify your risks
- Use dollar cost averaging to minimize market volatility
- How to re-balance your portfolio to return to your risk profile.
3 – What You Should Know About Basic Economics and How They Affect Your Investments:
- Money Supply and Liquidity – high or low?
- Gross Domestic Product (GDP) – a growing or declining trend?
- Interest Rate Cycle – a falling or rising trend?
- What is Inflation, Stagflation and Recession
- Understanding The Economic Cycle
- How economics indicators can help you plan better
- Focus your investments for the mid- to long-term
- Why investing in a downtrend using DCA always produce the best results
4 – Investment Strategies for Child Education Planning
- Why parents do not plan for child education?
- Factors often not considered in a CE plan
- The rationale for a child education plan
- Common mistakes made by parents in CE investments
- What should parents do to make things right?
- Sources of funding for child education.
- The investment strategies for CE planning
5 – Investment Strategies for Retirement Planning
- Why most people do not plan for retirement?
- Important factors affecting retirement.
- Factors often not considered in a retirement plan
- The rationale for a retirement plan
- Common mistakes made by retirees
- Sources of funding for retirement
- The investment strategies for retirement planning.
6 – How to Prepare Your Budget and Manage Your Cash Flow
- Who needs a budget and why is it important?
- What are the specific objectives and goals?
- Preparing the budget – the traditional vs. financial planning approach – the Musts, Essentials and Wants
- Save first before you spend – and spend wisely – buy only what you need and not what the manufacturer wants to sell
- Use budgetary controls to ensure that targets are met
- Which is more important – profit or cash flow?
Notes:
The CTL workbook will be used throughout the seminar to illustrate an investment concept or simulate a live illustration about investment returns. The workbook is actually a big calculator, a training guide, a sales presentation kit, a reference book and a marketing tool - all in one. Users describe the workbook as "a picture worth a thousand words".
You can find answers to the many financial problems that you faced in real life whether it is compounding your money over time or comparing returns on different investment instruments or simply finding out the yield of your investments be it equities, unit trusts, properties or business proposals. You are advised to make use of this workbook to learn and derive great values from it.
Presented by:
Mike Lee, CFP, RFP is the managing director of CTLA Financial Planners Sdn. Bhd, a company licensed by the Securities Commissions, Malaysia to conduct financial planning activities. He is a licensed Financial Planner, Chartered Marketer (MCIM, UK) and practicing Chartered Secretary (FCIS). Mike Lee is a professional trainer, speaker and author of the book “Power Concept$ - For Investing Wisely” and a technical workbook in CD format “The CTL Workbook – Investment Concepts and Strategies”.
Mike contributes regularly to Sin Chew Jit Poh his solutions to readers’ financial problems and Personal Money about his views and opinions on unit trust investments and insurance matters. He has also presented talks and conducted seminars on investments and financial matters in many educational institutions and listed public corporations.
Prior to setting up his financial planning practice, Mike has more than 25 years’ experience in the private sector holding senior positions responsible for marketing and finance.
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