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A High-Impact Investment Workshop presented by
CTLA Financial Planners Sdn. Bhd.
(591602 K)
(A SC Licensed Financial Planning Company)
MANAGING YOUR UNIT TRUST PROTFOLIO WELL AT ALL TIMES
A full-day Investment Workshop suitable for:
- Financial Planners and Advisors preparing investment plans using unit trusts as a component of the investment portfolio.
- Unit Trust Consultants
- Insurance Agents marketing investment-linked insurance.
- Venue – the office of CTLA at 21-3, Jalan PJU 1/42A, Block F2, Dataran Prima, Petaling Jaya (subject to change if attendance exceeds 20).
- Dates – Sat, Nov 29 2008 or another date specially organized according to request.
- Time – 9.30 am to 5.00 pm (tea-break at 10.45am and 3.30pm / lunch at 1.00pm-2.00pm)
- Fees – RM250 per person (inclusive of tea and lunch) payable to CTLA Financial Planners Sdn. Bhd.
- Registration – call 03-7806 1422 or 019-2236 208
Workshop Objectives:
- Discover the truth about unit trust investments – are they really viable investment instruments?
- Learn to use the financial planning approach to conduct fact-find about investor objectives, risk profile, time horizon, affordability to invest and investment strategies.
- Learn how some economic indicators can influence the performance of the unit trust portfolio over time.
- Learn how to develop a basic plan for investors by using a combination of asset allocation and dollar cost averaging strategy.
- Learn how re-balancing of a unit trust portfolio is done in both a recovery and declining market situation.
Contents and Scope of Program
1 – How Good Are Unit Trust as Investments?
- Reasons for investing and Investment Objectives
- Managing Inflation (Time Value of Money series)
- Investment Strategies for Child Education and Retirement
- Don’t Rent Your Money, Invest for More!
- Difference between investing in shares and unit trusts
- Unit trusts are mid- to long-term instruments for results
- Avoid market timing, use DCA
- Selection of unit trusts – asset class or thematic play?
- Why unit trusts are ‘exciting’ instruments compared with returns from equities, EPF and fixed deposits in recent years?
2 – What You Should Know About Basic Economics and How They Affect Your Unit Trust Investments:
- Money Supply and Liquidity – high or low?
- Gross Domestic Product (GDP) – a growing or declining trend?
- Interest Rate Cycle – a falling or rising trend?
- What is Inflation, Stagflation and Recession
- Understanding The Economic Cycle
- How economics indicators can help you plan better
- Focus your clients’ investments for the mid- to long-term
- Why investing in a downtrend using DCA always produce the best results
3 – Have You Invested In the Right Unit Trusts For Your Clients?
- The Life Cycle – child education to retirement?
- Understanding risks
- Different risks, different returns
- Balancing risks and returns
- Investors’ preferences – capital growth vs. preservation
- What you should do when the strategy is wrong
- What is a reasonable return – the investment yield?
- Invest in the Plan – first the investment plan, then the products
- Investors and advisors – the working relationship is your success factor.
4 – Re-balancing Your Unit Trust Portfolio.
- What is re-balancing?
- When do you re-balance?
- Why re-balance?
- How do you re-balance?
- Adjusting your asset allocation to match risk taking
- Always refer back to your investment plan and objectives.
Presented by:
Mike Lee, CFP, RFP is the managing director of CTLA Financial Planners Sdn. Bhd, a company licensed by the Securities Commissions, Malaysia to conduct financial planning activities. He is a licensed Financial Planner, Chartered Marketer (MCIM, UK) and practicing Chartered Secretary (FCIS). Mike Lee is a professional trainer, speaker and author of the book “Power Concept$ - For Investing Wisely” and a technical workbook in CD format “The CTL Workbook – How To Market Unit Trusts Effectively”.
Mike contributes regularly to Sin Chew Jit Poh his solutions to readers’ financial problems and Personal Money about his views and opinions on unit trust investments and insurance matters. Prior to setting up his financial planning practice, Mike has more than 25 years’ experience in the private sector responsible for marketing and finance.
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