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CTLA Fin Planners
(fee-based advisory)
+ CTLA Financial Planners
+ CTLA Financial Concepts
+ Vision & Mission
+ Marketing Philosophy
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What Is Financial Planning?
+ The Six Step Process
+ The Seven Principles
+ Child Education Planning
+ Retirement Planning
+ Estate Planning (Wills & Trusts)
+ CFP Mentoring Program
Education - CPE/CPD series:
Investment Training Programs for Unit Trust Consultants, Financial Planners and Advisors marketing unit trusts:
+ Power Concept$ - For Investing Wisely
+ Dollar Cost Averaging - "A Winner's Strategy or Loser's Trap"
+ Managing your unit trust portfolio well at all times
+ The Investment Plan is your blueprint for success - how you can sleep well and accumulate wealth
Marketing Programs for Unit Trust Consultants, Insurance Agents and Anyone marketing financial products and services:
+ How to market financial products and services effectively
+ Marketing your way to success

7 Good Reasons to be in financial services

1. You are your own Boss and Businessman
Why be contented with a fixed-income job. Rushing to work each morning and hurrying home after work. Each year, you can only hope to get a small increment and year end bonus (provided the company you work for makes profits). Also, with increasing costs of living such as Food, Healthcare, Transportation, Education and so forth, one can never earn enough to save for retirement. That is why so many people who are supposed to be retired still had to continue to work.

Why not build a business of your own? You do not have to report to anyone. You need only to communicate with your associates and trainers who can help you build this business successfully. You can earn as much as you want, there is no limit. You do not wait for increments and bonuses, you create them to reward yourself substantially. Your income can grow very much faster than your yearly increments.

2. You are your own Time Manager
Why subject yourself to a 9am to 5pm type of job. You control your time and not let your time takes control of you. Being your own boss, you decide when you start work and when you retire for the day, and how many days you work a week. You will be taught time management when you do this business. For the first time, you will realize that all the time you spent on your own business can be so rewarding compared with the so called "overtime" as an employee. Best of all, you need not ask for leave from your company. You are the boss, so you decide when you take leave and how long you wish to be away for holidays.

3. You can create a substantial Passive Income
The wonderful thing about this business is that it allows you to recruit and network other people to build this business together. As a leader, you are able to leverage on their efforts and be rewarded based on the group sales. The more you build the more you earn. Now, you are not worried about your own personal income because other people are making money for you all the time as long as you continue to build and stay active and focus. Even when you take your holidays with your family, your group is still making money for you.

4. You can expand this business quickly nationwide
Besides your home market, you can plan your expansion into other states within Malaysia fairly easily. Unlike other businesses which require a careful study and time when one wants to expand, this unit trust business do not require both. All you need to do is to contact friends or people you know in other states, and actually recruit them fairly quickly by using this website for example. Everything they need to know about this business is described in this website. This saves you a lot of time (as you do not necessary have to travel all the way to meet them just to explain all the details) and costs you almost nothing. Once they are positive about being a UTC, you just follow through with the rest of the requirements.

5. You have the opportunity to travel the world free of charge
Each year consultants are rewarded with one or more regional or international trip when they qualify upon achieving the annual sales target. If you qualify every year, you actually have the opportunity to see the world. Different destinations or countries are selected each year to suit the majority of consultants' preference. This year's destination is PARIS. For more information , please check out the details about this promotion in this website under "Sales Promotion".

6. You can learn a lot about finance and financial planning
This business is all about finance and financial planning, that is, if you are prepared to take a step further to sit the examinations conducted by the Financial Planning Association of Malaysia (FPAM). All we need is your commitment to learn as much and as quickly as you can about this financial services business. At the end of the day, even if you cannot make it, you have nothing to lose. At least, you will have learnt something very useful about finance especially under our intensive training program (see below). This new knowledge about finance will come in very useful in your other endevours.

7. You do not need to strain your cash flow to do this business
If you are positive about changing your career or earn extra income or wish to learn financial planning, this is a business which does not require high capital. All you need is about RM150 to RM250 to start with to pay for registration fees, examination fees, tutorial materials etc. Furthermore, there are no stocks to keep, no debts to collect, only some forms to keep. As you make progress and start to earn good income, you may want to invest in some computer software and a notebook.

CTLA is also a CUTA
(Corporate Unit Trust Adviser)
Unit Trust Funds
+  TA
+  Apex
+  Philip Mutual
+  iFAST Capital
+  Prudential
+  Hong Leong
+  OSK-UOB
+  OPUS
+  Manulife
Investment in Unit Trusts
+   Invest in the Plan, Not Products
+   Managing your unit trust portfolio well at all times
CTL Business Solutions Sdn Bhd
+   The CTL Workbook to teach you how to market unit trusts effectively
+   Reviews
+   Order a copy
Career Opportunities
+ 7 Good Reasons to be in financial services
+ 5 Good Reasons to be associated with CTLA
Training Programs
"The Making of the Good Consultant"
- by
Mike Lee